| Interest Rate Change from 1 May 2026 |
| Sr.No. |
Name of the scheme |
Rate of INT P.A. |
| 1 |
LOAN AGAINST GOLD Bullet Payment upto Rs.2.50 Laks |
9.50% |
| 2 |
LOAN AGAINST GOLD Above 2.50 Laks |
9.50% |
| 3 |
HOUSING LOAN - Priority (As per RBI circular) |
8.25% |
| 4 |
HOUSING LOAN - Non-Priority |
9.00% |
| 5 |
House Repair for authorised construction |
12.00% |
| 6 |
BUILDER FINANCE |
14.50% |
| 7 |
PURCHASE OF SHOP, OFFICE, GODOWN Etc |
12.00% |
| 8 |
SANMITRA VASTU UDYOG LOAN SCHEME |
11.50% |
| 9 |
SANMITRA IMMOVABLE PROPERTY LOAN (limits upto 50 laks) |
13.00% |
| 10 |
CASH CREDIT |
11.00% |
| 11 |
T.O.D. (Cash Credit) |
11.00% |
| 12 |
Rent Discounting |
11.00% |
| 13 |
LOAN FOR EDUCATIONAL INSTITUTE (Educational Trus, School Etc.) |
12.00% |
| 14 |
EDUCATION LOAN |
| Upto 10 Lakhs |
9.25% |
| Above 10 Lakhs to 20 Lakhs |
9.50% |
| Above 20 Lakhs to 100 Lakhs |
9.75% |
| Above 100 Lakhs |
10.50% |
| 15 |
LOAN TO PROFESSIONAL, SELF EMPLOYED, DOCTOR, ENGINEER. C.A., ADVOCATE etc. |
11.00% |
| 16 |
SPORT LOAN |
10.00% |
| (To cover the expenses for their preparation at the state, national, and international levels, and for the purchase of sports equipment relevant to their specific sport) |
| 17 |
NEW CAR LOAN FOR PERSONAL USE |
10.00% |
| 18 |
USED CAR LOAN (2nd HP) FOR PERSONAL USE |
11.00% |
| 19 |
VEHICLE LOAN (COMMERCIAL) |
11.50% |
| 20 |
NEW MACHINERY LOAN (R.T.O. REGD.) |
12.00% |
| 21 |
NEW MACHINERY LOAN (R.T.O. NON REGD.) |
12.50% |
| 22 |
FURNITURE LOAN |
13.00% |
| 23 |
CONSUMER DURABLE LOAN |
13.00% |
| 24 |
PERSONAL LOAN |
14.00% |
| 25 |
ADVANCE AGAINST INSURANCE POLICIES and NSC |
13.00% |
| 26 |
All types of Loans against Deposits |
1% over the deposit rate |
| 27 |
Sanmitra Two-Wheeler Loan Scheme |
10.00% |
| 28 |
OLD Commercial Vehicle Loan Scheme (2nd HP) |
12.00% |
| 29 |
Used Machinery Loan Scheme for RTO-registered JCBs and all other Industrial Used Machinery. |
12.00% |
| 30 |
Loan Scheme for Non-RTO Registered Pre-owned Industrial Equipment (Poclain, Excavator, Crane & Others)" |
12.50% |
| 31 |
Financial Assistance Loan Scheme for Authorized Hawkers, Vendors, Street Producers, Vegetable & Fruit Sellers, and all other Professionals. |
12.00% |
| 32 |
For agricultural-allied business purposes such as purchase of cows and buffaloes, stall-fed goat farming, nursery, poultry farming, etc. |
12.00% |
| 33 |
Loan schemes for all domestic workers, part-time, full-time, and 24-hour workers. |
12.00% |
| 34 |
Group Labor Loan Scheme |
11.00% |
| 35 |
Solar Energy (For Solar Panel Installation) |
9.00% |
| 36 |
Cold Storage and Warehouse Construction Loan Scheme |
10.00% |
| 37 |
Annasaheb Patil Arthik Vikas Mahamandal and other prominent state corporations in Maharashtra: |
12.00% |
